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If you’re looking to become a licensed mortgage professional, obtaining your NMLS certificate is a crucial step in the process. The first step in obtaining your NMLS certificate is...Sample Practice Test. 1. The Real Estate Settlement Procedures Act (RESPA) is also known as. A. Regulation B. B. Regulation C. C. Regulation X. D. Regulation Z. 2.The sales price of a home is $100,000 on a 90% LTV 30-year fixed mortgage. Fannie Mae/Freddie Mac requires 25% coverage, giving us a rate of 0.62%.

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I- Income + assets. C- Credit history. E- Employment. D- Debt to Income Ratio. O- Other debts. E- Expenses. S- Simultaneous mortgage. See more. Study with Quizlet and memorize flashcards containing terms like What does TILA stand for?, What is a HELOC loan?, What is a REFI loan? and more.

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